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Step 3: Vehicle & Safety features

Does your make and model have anti-lock brakes?

Does your make and model have passive restraints, i.e. airbags and seat belts?

Does your make and model have anti-theft devices, e.g. an alarm system?

Are you proposing to buy a green/environmentally friendly vehicle?

Is your car new? (usually not older than three years)

Do you own an utility vehicle (a model year of 2002 and prior)

Do you use your vehicle mostly for farm or ranch work?

Does your vehicle have daytime running lights?

Is your vehicle in storage?

Are you going to change or add a new car to your insurance plan?